Predictable Returns
with Built-in Protection
Digital Notes are designed for investors seeking defined outcomes, reliable returns, and some protection against market declines. Unlike traditional equities or bonds, Digital Notes offer a fixed payment at maturity, as long as the underlying index or reference asset does not fall below a pre-determined barrier.
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Predictable Returns
with Built-in Protection
Digital Notes are designed for investors seeking defined outcomes, reliable returns, and some protection against market declines. Unlike traditional equities or bonds, Digital Notes offer a fixed payment at maturity, as long as the underlying index or reference asset does not fall below a pre-determined barrier.
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WORKING
How Digital Notes Work
Step 01 : Reference Asset or Index
The note is linked to a specific market index or asset, such as the S&P 500 or Nasdaq. Its performance determines whether the note’s return conditions are met.
Step 01 : Reference Asset or Index
The note is linked to a specific market index or asset, such as the S&P 500 or Nasdaq. Its performance determines whether the note’s return conditions are met.
Step 02 : Barrier Level
Step 02 : Barrier Level
Step 03 : Fixed Payment
Step 03 : Fixed Payment
Step 04 : Outcome at Maturity
Step 04 : Outcome at Maturity
ADVANTAGES WE OFFER
Key Benefits of
Digital Notes
Structured notes are not suitable for all investors. Read all prospectuses
and pricing supplements carefully.
Structured notes are not suitable for all investors. Read all prospectuses and pricing supplements carefully.
Structured notes are not suitable for all investors. Read all prospectuses and pricing supplements carefully.
Predictable, fixed return
When the underlying index stays above the barrier.
Built-in downside protection
Through pre-determined barrier levels.
Ability to earn meaningful returns
In flat or modestly declining markets.
Diversification
Beyond traditional stocks and bonds.
Customizable terms
To match your goals and risk tolerance.
WHO THEY'RE FOR
Digital Notes tend to work well for investors who:
Want fixed return predictability instead of uncertain market-driven outcomes
Want fixed return predictability instead of uncertain market-driven outcomes
Want fixed return predictability instead of uncertain market-driven outcomes
Want fixed return predictability instead of uncertain market-driven outcomes
Prefer defined, structured outcomes with clear risk–reward tradeoffs
Prefer defined, structured outcomes with clear risk–reward tradeoffs
Prefer defined, structured outcomes with clear risk–reward tradeoffs
Prefer defined, structured outcomes with clear risk–reward tradeoffs
Are concerned about market volatility but still want competitive returns
Are concerned about market volatility but still want competitive returns
Are concerned about market volatility but still want competitive returns
Are concerned about market volatility but still want competitive returns
Value simple, transparent investment terms
Value simple, transparent investment terms
Value simple, transparent investment terms
Value simple, transparent investment terms
Want the ability to receive a fixed, attractive payment even in a flat or down market environment
Want the ability to receive a fixed, attractive payment even in a flat or down market environment
Want the ability to receive a fixed, attractive payment even in a flat or down market environment
Want the ability to receive a fixed, attractive payment even in a flat or down market environment
Seek an alternative to traditional income or equity-only strategies
Seek an alternative to traditional income or equity-only strategies
Seek an alternative to traditional income or equity-only strategies
Seek an alternative to traditional income or equity-only strategies
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity.
In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro").
Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC.
Members NYSE, SIPC 94406210:
©2026 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity.
In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro").
Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC.
Members NYSE, SIPC 94406210:
©2026 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity.
In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro").
Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC.
Members NYSE, SIPC 94406210:
©2026 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity.
In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro").
Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC.
Members NYSE, SIPC 94406210:
©2026 by Claro Advisors, Inc. All rights reserved.