Your Path to Enhanced Returns
Market-linked income notes are structured products that provide regular income payments tied to the performance of underlying market indices, offering the potential for higher yields than traditional fixed income while maintaining principal protection features.
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Your Path to Enhanced Returns
Market-linked income notes are structured products that provide regular income payments tied to the performance of underlying market indices, offering the potential for higher yields than traditional fixed income while maintaining principal protection features.
Scroll to Explore
Your Path to Enhanced Returns
Market-linked income notes are structured products that provide regular income payments tied to the performance of underlying market indices, offering the potential for higher yields than traditional fixed income while maintaining principal protection features.
Scroll to Explore
WHY CHOOSE
Why Choose Market-Linked Income Notes?
Why Choose Market-
Linked Income Notes?
Earn reliable cash flow with protection from deep market declines and inflation erosion. Prefer clarity over surprises
01.
01.
01.
01.
Enhanced Income Potential
Enhanced Income Potential
Enhanced Income Potential
Enhanced Income Potential
Generate potentially higher income than traditional bonds and CDs
02.
02.
02.
02.
Positive Returns in Positive or
Down Equity Markets
Positive Returns in Positive or Down Equity Markets
Positive Returns in Positive or Down Equity Markets
Positive Returns in Positive or
Down Equity Markets
Generate positive returns in market declines up to downside barriers (typically 30-40%)
03.
03.
03.
03.
Principal Protection
Principal Protection
Principal Protection
Principal Protection
Investors receive 100% of principal investment at maturity as long as underlying market indices do not exceed pre-determined principal barriers (typically 30-50%).
04.
04.
04.
04.
Income Flexibility
Income Flexibility
Income Flexibility
Income Flexibility
Choose from monthly or quarterly payment schedules which can be paid to your bank or checking account
HOW IT WORKS
Step 1 : Principal Investment
Investor makes an initial principal investment that is tied to the performance of an underlying index or basket of indices (such as the S&P 500, Nasdaq 100 or Russell 2000)
Step 1 : Principal Investment
Investor makes an initial principal investment that is tied to the performance of an underlying index or basket of indices (such as the S&P 500, Nasdaq 100 or Russell 2000)
Step 1 : Principal Investment
Investor makes an initial principal investment that is tied to the performance of an underlying index or basket of indices (such as the S&P 500, Nasdaq 100 or Russell 2000)
Step 2 : Contingent Coupon Payments
Step 2 : Contingent Coupon Payments
Step 2 : Contingent Coupon Payments
Step 3 : Payment at Maturity
Step 3 : Payment at Maturity
Step 3 : Payment at Maturity
Step 4 : Callable
Step 4 : Callable
Step 4 : Callable
Step 5 : Tenor
Step 5 : Tenor
Step 5 : Tenor
WHY CHOOSE US
Why Consider Income Notes
Fixed income has traditionally been viewed as an asset class that provides principal preservation and periodic income. However, the tradeoff of owning this asset class is that return objectives are often not being met. For investors that depend upon income and these return objectives being met, this can be a major issue. Market Linked Income Notes can be a solution and offer the following:
Suitable for conservative investors
Can provide consistent monthly or quarterly income
Provides the potential to earn higher income than traditional fixed income securities
Dismal outlook for traditional fixed income returns
Unattractive bond yields
Investment with a shorter time frame than traditional fixed income securities
Potential for enhanced, periodic income
Learn Smarter.
Think Structured.
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Visit Structured Notes Insights
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.