Because Growth
Shouldn't Mean Exposed
With today's market valuations, economic uncertainty, and volatility, many investors find it increasingly difficult to stay the course — especially when they need growth and some protection.
Scroll to Explore
Because Growth
Shouldn't Mean Exposed
With today's market valuations, economic uncertainty, and volatility, many investors find it increasingly difficult to stay the course — especially when they need growth and some protection.
Scroll to Explore
WHY CHOOSE BARRIER GROWTH NOTES
Growth With Guardrails
Potential for enhanced growth with market upside
Potential for enhanced growth with market upside
Potential for enhanced growth with market upside
Potential for enhanced growth with market upside
When the underlying market or index rises, these notes allow you to capture that upside — and in some structures, might even magnify it.
Customization to your goals and risk tolerance
Customization to your goals and risk tolerance
Customization to your goals and risk tolerance
Customization to your goals and risk tolerance
These notes can be tailored — maturity date, underlying index or basket, barrier levels, payout structure — to align with your time horizon, income needs, and risk comfort.
Built-in downside protection through pre-determined barriers
Built-in downside protection through pre-determined barriers
Built-in downside protection through pre-determined barriers
Built-in downside protection through pre-determined barriers
If markets fall, the downside is cushioned. Your exposure to losses is limited, depending on the structure of the note.
Alternative to traditional equity-only or fixed income-only approaches
Alternative to traditional equity-only or fixed income-only approaches
Alternative to traditional equity-only or fixed income-only approaches
Alternative to traditional equity-only or fixed income-only approaches
For investors dissatisfied with low-yield bonds, high-volatility equities, or traditional balanced portfolios, structured notes offer a middle path: access to growth plus protection features.
WHO THEY'RE FOR
These notes tend to work
especially well for investors who:
These notes tend to work especially well for investors who:
Want equity-like growth but can't tolerate full market risk
Want equity-like growth but can't tolerate full market risk
Want equity-like growth but can't tolerate full market risk
Want equity-like growth but can't tolerate full market risk
Are looking to diversify beyond traditional stocks, bonds, or mutual funds
Are looking to diversify beyond traditional stocks, bonds, or mutual funds
Are looking to diversify beyond traditional stocks, bonds, or mutual funds
Are looking to diversify beyond traditional stocks, bonds, or mutual funds
Seek long-term growth, but with flexibility and protection built in
Seek long-term growth, but with flexibility and protection built in
Seek long-term growth, but with flexibility and protection built in
Seek long-term growth, but with flexibility and protection built in
Want less stress and more predictability in turbulent markets — especially if they're approaching or in retirement, or have shorter time horizons
Want less stress and more predictability in turbulent markets — especially if they're approaching or in retirement, or have shorter time horizons
Want less stress and more predictability in turbulent markets — especially if they're approaching or in retirement, or have shorter time horizons
Want less stress and more predictability in turbulent markets — especially if they're approaching or in retirement, or have shorter time horizons
Prefer defined-outcome investments — knowing ahead of time what payoff scenarios look like under different market conditions
Prefer defined-outcome investments — knowing ahead of time what payoff scenarios look like under different market conditions
Prefer defined-outcome investments — knowing ahead of time what payoff scenarios look like under different market conditions
Prefer defined-outcome investments — knowing ahead of time what payoff scenarios look like under different market conditions
HOW IT WORKS
Step 1 : Pick a Note tied to a market index
Select a growth note tied to a major equity index or market benchmark, such as the S&P 500 or Nasdaq.
Step 1 : Pick a Note tied to a market index
Select a growth note tied to a major equity index or market benchmark, such as the S&P 500 or Nasdaq.
Step 1 : Pick a Note tied to a market index
Select a growth note tied to a major equity index or market benchmark, such as the S&P 500 or Nasdaq.
Step 1 : Pick a Note tied to a market index
Select a growth note tied to a major equity index or market benchmark, such as the S&P 500 or Nasdaq.
Step 2 : Note comes with pre-defined terms
Step 2 : Note comes with pre-defined terms
Step 2 : Note comes with pre-defined terms
Step 2 : Note comes with pre-defined terms
Step 3 : If the Market rises/falls
Step 3 : If the Market rises/falls
Step 3 : If the Market rises/falls
Step 3 : If the Market rises/falls
Step 4 : Outcome
Step 4 : Outcome
Step 4 : Outcome
Step 4 : Outcome
If you want growth potential with guardrails, clarity, and a plan built for today's markets — not yesterday's — then this approach may be worth a serious look.
If you want growth potential with guardrails, clarity, and a plan built for today's markets — not yesterday's — then this approach may be worth a serious look.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.
Want To Learn More?
Learn how structured notes are used and whether they may align with your investment objectives.
Disclaimer
Claro Advisors, Inc. ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client.
FIDELITY INSTITUTIONALSM
Fidelity INSTITUTIONALSM provides a comprehensive clearing and custody platform, brokerage services, trading capabilities, and practice management and consulting to registered investment advisors (RIAs),including strategic acquirers and professional asset managers, as well as retirement recordkeepers, dealer firms, banks, and insurance companies through National Financial Services LLC (NFS) or Fidelity Brokerage Services LLC, Members NYSE, SIPC. In addition to providing services to third-party institutions, the NFS brokerage platform supports all the clearing and custody businesses at Fidelity, including Fidelity’s retail and capital markets businesses, bringing NFS assets under administration to more than $4 trillion.
Fidelity Investments and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Claro Advisors, Inc. ("Claro"). Fidelity is a service provider to Claro. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by Claro and does not guarantee, or assume any responsibility for its content. Fidelity is a registered trademark of FMR, LLC. Fidelity Institutional SM provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. Members NYSE, SIPC 94406210
For all Market-Linked Products, excluding Market-Linked CDs, the following applies: Not FDIC insured // Not bank guaranteed // May lose value // Not a bank deposit // Not insured by any government agency
©2025 by Claro Advisors, Inc. All rights reserved.